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Representative example: If you borrow £3,250 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (fixed), you would pay 36 instalments of £158.57. The total charge of credit will be £2,464.57 and the total amount payable will be £5,714.67
Looking for a short-term loan that both satisfies your current financial needs and won’t be so high that it’s difficult to pay back can be tough. A £2000 loan may wind up being the best option for you, and you can do quite a bit to secure your immediate finances, improve your credit score, and make your life easier.
Once you’ve decided on the amount, though, you still have to figure out where you’re going to get that money from. Which lender are you going to attempt to apply to, and which ones do you trust to be reliable companies? Which ones will be most likely to approve your application? You don’t want to wind up applying to multiple companies due to being declined, because that can very quickly destroy your credit score thanks to the hard credit checks.
Thankfully, NowLoan noticed this issue and provides you with a solution. Our software will safely and efficiently take the information you’ve provided and match you up with lenders from our panel that are most likely to approve your application. This list of lenders will help mitigate the potential for declined applications and help you feel significantly more confident that you can get the help you need when you need it without severely damaging your credit score.
Our matching service involves asking you a series of questions about your circumstances, your income, your employment status, and your ability to pay the money back within the time frame you’ve asked for. You’ll need to be over the age of 18, have a valid source of income, a bank account, and be a UK citizen in order to find a lender match from our panel, the whole process can be done online, saving you the hassle of having to locate and go to a physical address.
Once you’ve got your list of lenders most likely to accept your application and provide you with the money you need, you’ll be able to choose one and go directly to that lender’s website, complete the application (which will involve a hard credit check, but at least it will only be one!), and get your money (if accepted).