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Representative example: Borrowing: £1,200 Interest: 0.34% per day for up to 75 days (124% per annum, variable) Representative: 49.7% APR (variable)
Doorstep loans, sometimes also known as home collected personal loans or loans at home have existed for a long time. They are a popular option for people who prefer the convenience of completing the loan process and making their payments from the comfort of their homes. These loans are largely similar to the other types of short term loans. The main difference is that instead of the borrower going to the lender or paying online, they are actually delivered to his or her doorstep.
It’s very important to ensure that the lender you’re dealing with is actually authorized. If someone is reluctant to show their proof of authorization, you should probably try different options. The last thing you want is to fall prey to the tricks of an illegal lender.
Before delivering any loans to your door, the agent might require you to provide him or her with your proof of identification, income and address. How much will be given to you will depend on your income and how much you can afford to pay weekly.
Basically, an agent will come to your door and explain everything pertaining to the loan. If you come to an agreement, all the paperwork will be completed there and then. The same agent with whom you complete the paperwork will be the one tasked with collecting the payments and responding to any queries that you may have.
|Name||Loan amount||Loan term||RAPR%|
|Loans at Home||£100 - £600||14 - 34 weeks||466.4%|
|Morses Club||£200 - £1,000||35 - 52 weeks||498.3%|
|Oakam||£100 - £800||3 - 6 months||67.9 - 1431.4%|
A doorstep loan is different from a traditional loan in a number of ways. In short, it is a loan that comes to you instead of you having to go and get it.
At Now Loan, we do work with some doorstep loan agencies near you, but we can’t guarantee that using our quote form will result in you being matched with a doorstep loan. You must have a bank account to complete our form and you may be matched with a lender who’ll be able to facilitate your loan online without going to your home.