WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk/en.
We will never contact you offering loans and we do not ask for up-front fees. Nowloan is a broker, not a lender.

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Rates from 12.9% APR to 1625.5% APR.

Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%. Representative APR: 79.5% (variable)

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Step 1

Fill out our form

To match you with the right lender we need some of your details, this usually takes 2-3 minutes

Step 2

Get a quick decision

We’ll search our panel of lenders and connect you to your best option in minutes

Step 3

Apply & get funded

If you’re happy with the loan offer you can accept the terms and finalise your application

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Why choose NowLoan?


Find lenders who want to lend to you

NowLoan could increase your chances of being accepted for a bad credit loan compared to applying to individual lenders directly. We search our panel of direct lenders and provide you with an instant decision.

Up to 40 lenders pitch to fund you
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Safe and secure

When you apply for a loan quote on NowLoan, your data is used to find a lender who’ll lend to you. Any data entered on our SSL secured site is encrypted and we don’t store or share your data (with anyone other than a broker or lender you’ve matched with)

Get a lender decision fast

Many of the lenders on our panel make automated decisions which means that you could be approved almost instantly on submission and your funds could be in your account on the same day. This does depend on your matching lender and isn’t guaranteed

You can get an instant decision
No paperwork

Everything is done online

You won’t need to talk to us on the phone or fill in any paperwork. Simply fill in the form with the info our lenders require and submit for your quote to see your personalised loan or payday loan matches

No hard or formal credit checks•

When you submit your quote application we will redirect you to your matching lender to view their offer, there won’t be a hard credit check performed unless you accept to go ahead with the loan offered by the lender


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