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Representative Example: If you borrow £2,600.00 over 36 months at a Representative rate of 49.7% APR (variable) and an annual interest rate of 41.00% (variable), you would pay 36 monthly instalments of £126.61. The total charge for credit will be £1,957.89 and the total amount payable will be £4,557.89.
Borrowing money online has become incredibly easy and fast. With just a few clicks, you can connect with direct online lenders that are willing to lend to you at the best rates. Online loans could be a great option, especially when you need quick cash to take care of emergencies or cover a temporary cash gap.
Unlike traditional lending institutions, borrowing money online usually requires no paperwork. It’s also very possible to receive the money the same day that you apply, typically within a few hours or even minutes. You can also choose the duration that you find convenient to pay back your loan amount.
You have access to different types of loans, including short-term loans, payday loans, unsecured personal loans, secured loans, and guarantor loans. Don’t worry if you have negative remarks on your credit file, as you could still find bad credit loans.
Here at NowLoan, we understand that finding the right direct online lender who meets your unique requirements can be a challenging and time-consuming task. We’ve simplified the process using state-of-the-art search software to help you find the best matching lender who is more likely to accept your application.
We work with a wide range of direct UK lenders that are FCA authorised to offer various different types of loans.
Online loans are typically short term loans, which could be repaid in instalments within 12 months. Our lenders offer loan amounts ranging from £100 to £5,000 and you get to enjoy a more flexible repayment period of up to 36 months.
Before applying for a loan online, ensure you meet certain basic eligibility requirements. You stand a better chance of qualifying if you’re at least 18 years, UK resident, employed with a regular paycheque, as well as have a valid UK bank account where the loan will be transferred to.