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Representative APR 8%

Representative example: £500 borrowed for 90 days. Total amount repayable is £672.60. Interest charged is £172.60, interest rate 140.0% (variable).

Bad Credit No Guarantor UK

Some people with low credit scores will find that they can obtain loans with the help of a co-signer or guarantor. However, what if you have bad credit and no possibility of a guarantor? You may be wondering if getting a loan is even possible for you.

In the past, people with poor credit often had a hard time finding banks and traditional lenders to loan to them. They could get around this by taking out loans backed by a guarantor or co-signer. This made their loans less risky to the banks, by having another person, with better credit, guarantee they would pay the loan if the borrower defaulted on their payments.

However, there are many reasons this may not be feasible for someone. You may not have someone willing to back your loan for you. Or you may simply not want to involve your family members or friends in your financial life.

You may be surprised to find that there are now many more options out there for bad credit no guarantor loans. NowLoan will match the information you provide with over 40 lenders. They save you time by ruling out any lenders that you do not qualify for and bringing you the best rates from those that you do.

Why use NowLoan for bad credit no guarantor loans

NowLoan will provide you with quotes only from the lenders you have been accepted by. There are no fees for getting quotes and you are under no obligation to take out a loan when you fill out their form. Once they provide you with quotes from lenders, you will have the opportunity to go to the lender’s websites and complete their application.

Filling out NowLoan’s form and getting quotes does not pull a hard credit check. It won’t affect your credit at all to find out your rates and which lenders you can be approved for. It’s only until you apply with the lender for the loan you’ve already been approved for, that they may conduct a hard credit pull.

You won’t waste your time filling out applications from separate lenders that may not approve your application. You also won’t waste your time on the phone sitting on hold or explaining your situation. NowLoan does everything online and you won’t need to talk to anyone.

Don’t think you are without options even with bad credit and no guarantor. NowLoan can help you find those options. However, when you are approved for your loan, be sure you have the funds to pay it back on time. Paying your bills on time is the number one way to help you to improve your credit score.