WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk NowLoan is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.
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Representative example: Borrowing: £1,200 Interest: 0.34% per day for up to 75 days (124% per annum, variable) Representative: 49.7% APR (variable)
NowLoan is a free to use website that allows users to compare payday loans offered by our extensive panel of FCA approved lenders. Payday loans are usually required quickly and have some of the shortest repayment periods and highest APRs; therefore, comparing lenders and getting the best deal is important.
Payday loans are unsecured short-term cash advances that can help you cover immediate financial needs before you get your next payday. Payday loans can come in handy for people looking for easily accessible cash to pay for rent arrears, car repairs, utility payments, or cover food or medical bills.
· Lenders offer payday loans in small amounts
· Typically, payday loans are supposed to be paid in single lump-sum payment during the next payday or when an income is received from other sources
· Payday loans are often deposited to your account immediately after approval.
· Because payday loans have short repayment periods, they can have steep APR’s.
· Payday loans are easily accessible even if you have a not-so-good credit score
At NowLoan, we have a simple and secure payday loan matching process. Once you fill the loan quote application form, we will compare payday loans offered by different qualified lenders on our panel and get you the cheapest loan offer from a lender who is most likely to say yes to your loan request.
There’s no obligation to go ahead with the quote we show you, if you wish to go ahead you can complete the application on the lender’s site. Once your loan request has been accepted, the lender will deposit the funds directly to your account. While the period of approval may vary from lender to lender, you could have your cash in as little as 15 minutes.
Using our highly intuitive software, we will help you find the most favourable lender from a panel of several lenders. The lender who has provisionally accepted your application will decide whether or not to approve your request depending on your affordability. Keep in mind getting a quote won’t affect your credit rating and you’ll only have a hard credit check performed on application through the lenders website.