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Payday Loans for Bad Credit

We match your details against 40+ direct lenders to find you the best quote. No obligation. No impact on your credit score•

Representative APR 8%

Representative example: £500 borrowed for 90 days. Total amount repayable is £672.60. Interest charged is £172.60, interest rate 140.0% (variable).

Payday Loans Bad Credit

If you find yourself in need of some quick money, specifically in the form of a payday loan, we’re here to help! You might be thinking, “That’s great, but I have bad credit – no one’s going to want to loan me anything.” Fortunately, that’s where you’re wrong. We here at NowLoan specialize in connecting people with loans they may urgently need. At the same time, we realize that not everyone who needs money fast has an excellent credit rating, and our mission is to fill this niche in the loan market.

Using the program on our site, you can get an expedient quote based on the details – such as amount you need, how long you would like the loan to be paid over, and what you need it for – you enter. Getting a quote will not affect your credit rating at all. What our software then does is sort through a list of over 20 different lenders we’ve partnered with, determining the one most likely to approve your loan application. Many of our lenders agree to do payday loans even if a borrower has bad credit.

What is a Payday Loan?

A payday loan is sort of what it sounds like: it’s a loan that is expected to be repaid around the time of your payday, typically at the end of the month. The idea here is that you may need an “advance” on your payday – one that, we realize, your boss might not always agree to – in order to pay for unexpected costs. The limit for paying back a payday loan is typically around 4 weeks, though we now offer some options to extend it to periods as long as six months.

Applying for a loan is safe and secure – our site is, of course, SSL-certified – and very simple to do. You can have the process completed in less than 10 minutes, and our lenders will be looking at your application very quickly after submission is finished. Lenders who will agree to provide you with a loan may respond to your request that same day, as well as transferring it to your bank account that day so that you can access it quickly. Otherwise, most lenders will reply to your request within a few days’ time.


Overall, we understand that sometimes people need money rapidly and may be desperate to find a suitable loaner when they have poor credit. Our software will take all the guesswork out of searching for a lender, matching you with one quickly and easily to help you in your time of need.