Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Same Day Loans For Poople With Bad Credit

We match your details against 40+ direct lenders to find you the best quote. No obligation. No impact on your credit score•

Representative APR 8%

Representative example: £500 borrowed for 90 days. Total amount repayable is £672.60. Interest charged is £172.60, interest rate 140.0% (variable).

Same Day Loan Bad Credit

If you find yourself in urgent need of a fast loan, it can seem impossible to make an arrangement quickly and easily. It may seem that you’re out of luck, especially if you need a loan that same day. To make things even worse, you might have a poor credit rating, which compounds the problem as you think you won’t be able to find anyone willing to make an arrangement with you. Fortunately, there are options no matter your financial situation.

If you’re in dire straits, look no further than NowLoan.co.uk. The process of getting a quote is very simple, with no effect on your credit rating, and can be completed in less than 10 minutes. Not only does NowLoan offer rapid short-term loans, we also work with many lenders who are willing to make deals with borrowers who have a poor credit rating. Oftentimes, the lenders will respond to your application within the same day, so if you’re in the UK and need a same day, bad credit loan, we are here to help!

Our Program

How can you get a quote and apply for a loan using NowLoan? On our homepage, you’ll see a slider where you can enter the amount you’re looking for. You then indicate over how long a period you’d like the loan to be spread, then press the “Quick Quote” button. Then, you’ll just have to select the purpose of the loan. This is all the input required from you – our special software will then match the details you’ve entered against over 20 different lenders, pairing you with the one most likely to accept your application at the lowest rate possible.

Options for Bad Credit Loans

We understand that, sometimes, finances can be hard to manage, leading to otherwise responsible people developing a poor credit score. That’s why we’re here to help: we believe everyone deserves a second chance.

We offer two options for bad credit loans. These are secured and unsecured. A secured loan is backed by some kind of collateral which will be taken if you fail to repay the loan. The advantage here is that these loans have lower interest rates than the second option, which are unsecured loans. Unsecured loans do not require you to put up any collateral, but have a higher interest rate. Another secured option a lender might have you consider is a guarantor loan, where someone else agrees to pay the debt for you if you default.


When talking about your credit score, one good thing about getting a loan on poor credit is that, if you are able to pay it back on time – you should certainly carefully consider your ability to do this before taking out a loan – you will get a quick and easy boost to your credit score. Therefore, you get the money you need now and can spend it as you wish, but you also build up your long-term financial stability, giving you peace of mind on multiple accounts.

NOTE TO REQUESTER: Hi there, please let me know if you’d like me to edit anything. I would greatly appreciate a chance to revise over outright rejection, so thanks! Alternatively, if it’s too far off the mark, you can send it back to me and I can just cancel…thanks!