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Representative APR 8%

Representative example: £500 borrowed for 90 days. Total amount repayable is £672.60. Interest charged is £172.60, interest rate 140.0% (variable).

Text Loans UK

No invention made our lives easier than a mobile phone. With this small device, you can do a lot of things from the comfort of your home, such as making purchases online, accessing the internet, and communicating with your loved ones who are thousands of miles away. But did you know that you could use your phone to apply for a loan using a text message? Text loans have become quite popular in the UK, with more and more people using them to take care of their unexpected expenses. All you need to do to obtain this loan is to send an SMS to the lender and wait for the funds to be deposited in your account in a matter of minutes or hours.

How do I Apply for a Text Loan?

Online text loans are similar to online payday loans, with the only difference being the application process, which is simpler for text loans. At NowLoan, we have made the application of text loans quite simple and straightforward. All you need is a smartphone, tablet, or PC with a reliable internet connection.

To apply for a text loan, you need to register with us first by filling in the online application form on our website with the required details. Once you submit your details, our system will match them with all our 40+ lenders to find one that suits your requirements. Then, you’ll be sent a personal identification number that you’ll now be using to borrow our text loans. Every time you need urgent cash, you’ll be required to send that PIN to the lender who will use it to verify your details, approve your loan and send it to your bank account. Depending on the lender, you’ll be able to receive the funds on the same day.

What Are The Advantages of Text Loans?

Text loans offer many benefits. Here are some of them;

  1. Convenience: You can borrow text loans any time, anywhere.
  2. Few requirements: With text loans, no paperwork or collateral needed to obtain them. All is needed is for you to be 18 years old or prove that you can repay the loan. You also need to have a valid bank account.
  3. Fast Approval: Some lenders will approve your loan within 30 minutes and deposit them in your account within 60 minutes!

If you’re looking for the best text loan deal in the UK, we at NowLoan are here to help. Get a free quote now!