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Representative example: If you borrow £3,250 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (fixed), you would pay 36 instalments of £158.57. The total charge of credit will be £2,464.57 and the total amount payable will be £5,714.67
If you find yourself in need of a loan, there’s no need to ring up a bunch of lenders, endlessly compare notes, and finally, make a decision that may or may not be the right one. Nowloan could make the process of finding the right loan a lot simpler.
We compare many lenders on our panel to help you find ones that will accept you. By filling in our 2-minute form you’ll get a list of lender matches from our panel and we’ll show you the cheapest match first.
Once you’ve found your match and decided you’d like to formally apply you can do so on the lender’s site – most of the lenders auto-fill your details and so you won’t have to fill everything in again. There’s no obligation to go ahead with your matching lender and you can fill in our form and retrieve new quotes as many times as you like.
When looking for a matching lender we don’t do hard credit checks so you won’t have to worry about your credit file being affected. Some of the lenders on our panel are able to facilitate loans to people with a less than perfect credit rating. If we’re unable to match you with an unsecured loan there are also lenders on our list who offer secured loans.
If you do decide to go ahead and formally apply with a lender we’ve matched you with, that lender will likely do a hard credit check before completing your application.
If your lender approves your loan application, the length of time it takes to receive your funds could vary depending on a number of factors. For some of our lenders, the payout process is automated and you could have your cash on the same day, possibly within minutes.
With NowLoan you can check which lenders will accept you before formally applying and we’ll show you quotes from the cheapest lenders on our panel first.