WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Representative 49.7% APR

Representative example: Borrowing: £1,200 Interest: 0.34% per day for up to 75 days (124% per annum, variable) Representative: 49.7% APR (variable)

Loans on benefits

If you’re on benefits and struggling for cash, you should first establish if you’re entitled to emergency relief from government services such as a budgeting loan. If you’re borrowing to pay off existing debts you may want to speak to citizens advice about coming up with a plan to pay off your existing debts, or perhaps even write them off altogether.

Financially tough times can be made worse for people who receive benefits and are unable to borrow money from family, friends or government social programs. An emergency such as an unexpected bill or urgent repair to your property could leave you feeling like there’s nowhere to turn.

Now Loan compares dozens of UK lenders ranging from personal loan lenders with low APR’s to payday loan lenders with higher APR’s. Getting a quote through our form could allow you to find lenders who’ll lend to you when you’ve got nowhere else to turn.

It’s extremely important that people on a low or limited income are fully aware of their repayment requirements and affordability before going ahead with a loan application.

Find the right lender for benefits loans fast

Finding a lender for benefits loans can be a pretty daunting task. The loan matching process takes only about 5 minutes. Our lender tool could help your chances of finding a lender willing to lend to you, as compared to applying with individual lenders.

Easy quote application process

Our form takes about 2-3 minutes to complete and retrieval of your results could take 1-2 minutes. Once we’ve established which lenders are most willing to lend to you we will determine your best option and redirect you to their website to find out more information and formally apply.

Safely and securely apply for a benefits loan

Your data is completely safe and encrypted when using the Now Loan lender matching software. Your application is submitted to the most ideal lenders and brokers through our partners. After this, your data is never stored or shared by Now Loan. You can feel safe knowing that you are not compromising your security when using our service to find UK lenders.

Find benefits loans without a credit checks

One of the best aspects of Now Loan’s software is that you can get a quote from the lenders on our panel without a hard credit check. Only basic information is used to match you with ideal lenders. Only your chosen lender will perform a credit check if/when you decide to proceed with their services.

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