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Representative example: If you borrow £3,250 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (fixed), you would pay 36 instalments of £158.57. The total charge of credit will be £2,464.57 and the total amount payable will be £5,714.67
“I need money now.” We’ve all been there; this may be a phrase that’s running constantly through your head, but you’re at a loss as to how to get that money. You may be agonizing over finding an appropriate lender, spending all day on the phone or browsing the web to find someone who will help you. Perhaps you have a poor credit rating and think you won’t be able to find a lender without a ridiculously high-interest rate.
All you have to do is enter some basic details about your situation, such as the amount of money you’re looking for, how much time you would like the loan repayments to be spread out over, and your reason for borrowing.
Based on this information, our system will sort through many lenders, matching you with the lender or lenders most likely to say yes to your application. Even if you have a poor credit rating, there’s nothing to worry about: we are partnered with several lenders willing to make arrangements with borrowers who have a less than perfect credit history. Getting a quote also has zero effect on your credit rating. Obviously, if you decide to make a formal application with a lender they’ll then likely perform a hard credit check.
Our site specializes in getting you a loan, typically of amounts up to £10,000, quickly, whether those are payday loans or short-term loans. A short-term UK loan is paid back in instalments over a period of months, whereas a payday loan is mostly expected to be paid back within 4 weeks, around your payday (think of it as an “advance” on your pay day.) We also compare loans specifically tailored to those with bad credit. Our matching system will determine which option is the best fit for your unique situation.