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Please read our websites Privacy Policy carefully. By using our site, we assume you have understood and accepted this Privacy Policy and Terms & Conditions. If you do not wish to agree to the terms of our policy, then we recommend not to use our website. Our Privacy Policy explicitly details any personal data you provide us, or that we obtain from you, will be processed by us.
We are aware of how important your privacy is and based on this we have implemented measures that will ensure any personal data obtained from you by visiting our website will be processed and maintained in line with Financial Conduct Authority (‘FCA’) standards. This Privacy Policy explains how NowLoan, a registered trading name of PJG Financial Limited, will collect and use personal information from you.
T dot Limited (ICO number ZA128431) is the data controller concerning processing the information that is collated and provided by you as an individual.
The following data can be collected and processed by using our website:
NowLoan does not store any data. We pass all customer information to T dot Ltd, their privacy policy and how they use and store data can be found here https://t.uk/b-privacy/
Information that is collected by us, PJG Financial Limited, will be sent to our partners and be processed in the following ways:
If you do not wish to receive marketing communications from our partners at T dot limited you may send us an email to ‘contact@NowLoan.co.uk’ or by writing to PJG Financial Limited, 272 Bath Street, Glasgow, G24JR.
You can also contact T dot limited via email directly at: dpo@t.uk You will be able to access the records T dot limited hold about, NowLoan does not store data. They will not charge a fee to provide this information unless the request is manifestly unfounded or excessive. If you require further copies a fee may apply. To request access to your information please contact dpo@t.uk.
Your data will be processed by T dot Limited. Their policy can be found here https://t.uk/b-privacy/
We may share your information with third parties to process, including the following reasons:
You will be able to access the records T dot limited hold about, NowLoan does not store data. They will not charge a fee to provide this information, unless the request is manifestly unfounded or excessive. If you require further copies a fee may apply. To request access to your information please contact dpo@t.uk.
Upon application to us, T dot limited may use both fraud prevention agencies and credit reference agencies to help us make relevant decisions.
By submitting our Website’s application form, you confirm that all information provided is accurate and complete. Completing the application grants Our Partners to check the following records: our own credit reference agencies (‘CRAs’) – CRAs provide us with shared credit information, fraud prevention information and public information (including electoral register) and will leave a footprint on your credit file fraud prevention agencies (‘FPAs’) – FPAs assist in verifying customers identities to prevent fraud and crime, including money laundering. This information will ascertain whether to continue with your credit or any future credit that may be available.
As we must comply with responsible lending, FPAs and CRAs assist us in doing so. If you notify us that you have a spouse or financial associate, your customer records will be associated and linked together. This will ensure that the agreement has been made from both applicants to discuss and disclose information. CRAs will also be connected and will remain until one or both applications inform and apply for a disassociation to end the link.
False or inaccurate information provided by a consumer will be brought to the attention of the FPAs and other fraud prevention agencies. NowLoan, Our Partners and third parties may also access and use your information to prevent fraud and money laundering for the following: managing credit and credit-related accounts or facilities recovering debt confirm details on proposals and claims for types of insurance check details of job applicants and employees information may be accessed and used from other countries outside the UK recorded and reported by fraud prevention agencies.
An internet ‘cookie’ is a small electronic file that gathers data when an individual visits a website. While visiting our website, cookies help identify your activity and allows NowLoan to analyse the traffic on our site and customer behaviour. Identifying such conduct assists us to improve our web pages and as a measuring tool to assess visitors individual profiles. Ultimately, this enables us to offer our customers a better service as the information assists to see how useful our website is and to highlight improvements. Cookies also assist Our Partners in understanding marketing and traffic patterns.
Although we use cookies as above, we do not store sensitive information that would make a consumer identifiable, i.e., passwords or locations. This information may, in turn, be passed to third parties strictly for advertising purposes. Any information acquired through cookies is subject to the same security and protocols as any other data collected.
There are several types of cookies, and they each have their purpose in collecting data. Our website employs; session cookies, persistent cookies and first-party cookies. To make it clear to our consumer what information we store, here is a breakdown of the type of cookies purposes.
Most web browsers will automatically accept cookies however you usually can amend your browser settings which will prevent automatic acceptance. Please be aware that if you do not accept cookies, NowLoan cannot guarantee that our website will perform as well. It’s important to note that deleting our cookies or disabling future cookies means you may not be able to access specific features on our Website.
PJG Financial Limited may choose to amend the content of this Privacy Policy on occasion. We recommend you visit this policy on a regular basis to make sure you have read the latest version and understand what we do with your information.
Please note that this Privacy Policy was last updated on 02/06/2021.
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