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Representative example: If you borrow £3,250 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (fixed), you would pay 36 instalments of £158.57. The total charge of credit will be £2,464.57 and the total amount payable will be £5,714.67
A £1500 loan could be considered either a high payday loan or a small short-term loan, depending on your qualifications and the time frame within which you intend to pay it back. If you’re able to, it would be better to make it a small short-term loan, both because you would be likely to have a lower interest rate and because short-term loans give you a bit more time to pay the balance off.
But what happens when you apply for a £1500 loan, only to be declined? Not only has your credit taken a hit at this point, but you haven’t been able to get the money you need and are right back at square one.
That’s where NowLoan could help to save you from such a predicament. Their system uses software that can instantaneously and securely use the information you provide about yourself and your situation to match you with the lenders who are most likely to approve you for a loan. This takes all of the guesswork out of it for you, and will also give you a list of matches to choose from.
Instead of having to go through denials from lenders who may not be best suited to you, you can look through a list of lenders whose criteria match your information and decide which one you would like to apply with.
There could be a number of reasons why you might need that money before your next paycheck, and every one of those reasons is important. That’s why NowLoan has made this whole process fast and convenient. You don’t have to go into a physical NowLoan building just to do this, either. You can fill out our form from the comfort of your home, choose an actual lender from the list matching lenders, and fill out the lender’s application.