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Representative example: If you borrow £3,250 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (fixed), you would pay 36 instalments of £158.57. The total charge of credit will be £2,464.57 and the total amount payable will be £5,714.67
Applying for multiple loans and being rejected can result in you lowering your credit score. It’s important to check for the best loan rates but difficult to know which loans you’ll be approved for. NowLoan can help by comparing several lenders without doing a hard credit check. We’ll match you with the cheapest lender from our panel likely to say yes and even then there’s no obligation to go ahead with your quote.
If you’re happy to formally apply for the quote we’ve shown you, you can do so on the lender’s site without having to fill in all of your details again. The length of time it takes for the lender to then fund your loan depends on a number of factors that are ultimately at the discretion of the lender. Some of the lenders on our panel are able to put the funds in your account on the same day.
Just because doesn’t mean you won’t be able to find a lender who’ll lend to you. Having a poor credit score could mean you’ll have to pay more interest on your loan as you may be seen as a higher credit risk. Some of the lenders on our panel are able to help people with less than perfect credit get an unsecured loan if it’s not likely that an unsecured lender will accept your application we may match you with a secured lender. Examples of secured lenders on our panel are guarantor loan lenders and logbook loan lenders.