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Representative example: If you borrow £3,250 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (fixed), you would pay 36 instalments of £158.57. The total charge of credit will be £2,464.57 and the total amount payable will be £5,714.67
Small, short-term loans and payday loans can be a helpful way to take care of that unexpectedly high utility bill, that emergency car repair, or simply tide you over until your next paycheck. However, it can be frustrating trying to find the right company with the best rates available, and you might not have the time it would take in order to properly research your options. Not to mention, you never want to apply for a loan only to wind up being denied, which both damages your credit and leave you back at square one.
NowLoan uses software that’s specifically designed to not only find the least expensive lenders from our panel but which ones are most likely to approve an applicant’s request for a loan. In just a few minutes, a user can go to NowLoan.co.uk, fill out the required information, and be presented with a list of lenders that the software believes will best fit your situation.
Once you’ve chosen a lender, you can go directly to their website from NowLoan’s site, complete your application, and be approved to receive your cash within minutes without ever having to leave the comfort of your own home!
NowLoan asks a series of questions to help you determine which type of loan will be the best fit, the amount that you may need to take out in order to satisfy your financial needs, and calculate what your payment amounts will be depending on the length of time you need to repay it or the amounts you intend to pay.
Now, let’s say you don’t need very much. You only want to accept as much as you actually need in order to get to your next payday so that you can avoid paying more than necessary in interest. You can take out as little as a £300 loan as a payday loan, which may be perfect for you in this case. In order to apply, you need to:
Be 18 or older have a valid bank account a UK citizen able to present proof of income.
Let NowLoan streamline the research and application process for you so that you can breathe easy, knowing that your temporary emergency doesn’t have to mean long-term financial frustration.