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Get the loan you need in your account by 22:16
Representative example: Borrowing: £1,200 Interest: 0.34% per day for up to 75 days (124% per annum, variable) Representative: 49.7% APR (variable)
When you have a bad credit history, getting a short term personal loan can be difficult. Too many lenders either won’t extend credit to those with poor credit ratings, or cause further damage by undertaking hard credit checks before extending an offer. Those few lenders who might consider those with bad credit often don’t give competitive rates. If you find yourself in this position, the service we offer here at Now Loan may be helpful.
Now Loan uses intelligent software to connect your application with an array of lenders with different lending criteria. We’ll connect you with short term loan providers willing to lend to you from our extensive lending panel. We won’t do a hard credit search when retrieving your quote (although upon formal application the lender likely will).
In just a few minutes, you could find out how likely you are to get the short term loan you need with no hard credit checks done in the process!
We will conduct a soft search in order to get an idea of your history so that we can determine which lenders on our panel will accept you. Once the results are in (which is usually right away), we’ll redirect you so that you can view the deal in detail. No hard credit checks until you click ‘yes’; which means there are no nasty surprises for you or your lender!
Of course, when it comes to personal loans (short or long term) no lender will extend credit without undertaking any checks. However, by undertaking one soft search and using the results to approach lenders that we know are open to those with poor credit, Now Loan is gentle on your credit score.
Our application process is safe and easy; you can fill out our form in less time than it takes to have a cup of coffee (why not do both at once?), and you’ll get a decision in seconds. Once you review your best offer, all you need to do is decide whether it ticks all of the right boxes for you.
As we work with a number of finance providers, the time which you will have to wait before receiving any funds can vary. However, many of the lenders we work with offer same-day or next-day payment, and some will send the money to you within the hour!