Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Short Term Loans No Credit Checks

We match your details against 40+ direct lenders to find you the best quote. No obligation. No impact on your credit score•

Representative APR 8%

Representative example: £500 borrowed for 90 days. Total amount repayable is £672.60. Interest charged is £172.60, interest rate 140.0% (variable).

Short Term Loans No Credit Checks

When you have bad credit, getting a short term personal loan is harder than it should be. Too many lenders either won’t extend credit to those with bad credit, or cause further damage by undertaking hard checks before extending an offer. Those few lenders who will consider those with bad credit often don’t give competitive rates,

We are different!

Now Loan uses intelligent software to connect your application with an array of lenders, inviting them to send their best offer. Once the results are in, we’ll connect you with the short term loan provider who made the best offer, and the best part is that we’re light on our feet and leave no trace whatsoever!

Apply Without Leaving a Credit Footprint

In just ten minutes or less, you could find out how likely you are to get the short term loan you need with no hard credit checks whatsoever! You see, we at Now Loan are brokers, not lenders.

We will conduct a soft search in order to give our affiliated lenders an idea of your history so that they can make a reasonable offer. Once the results are in (which is usually right away), we’ll redirect you so that you can view the deal in detail. No hard credit checks until you click ‘yes’; which means there are no nasty surprises for you or your lender!

Gentle Checking, Ethical Lending

Of course, when it comes to personal loans (short or long term) no lender will extend credit without undertaking any checks. However, by undertaking one soft search and using the results to approach lenders that we know are open to those with poor credit, Now Loan is gentle on your credit score.

Likewise, we only work with those who lend responsibly and offer competitive rates in order to encourage ethical lending that benefits you as well as your moneylender. You see, we believe in win-win situations!

Get Your Quick Quote

Our application process is safe and easy; you can fill out our form in less time than it takes to have a cup of coffee (why not do both at once?), and you’ll get a decision in seconds. Once you review your best offer, all you need to do is decide whether it ticks all of the right boxes for you.

As we work with a number of finance providers, the time which you will have to wait before receiving any funds can vary. However, many of the lenders we work with offer same-day or next-day payment, and some will send the money to you within the hour!