Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
We match your details against 40+ direct lenders to find you the best quote. No obligation. No impact on your credit score•
Representative example: £500 borrowed for 90 days. Total amount repayable is £672.60. Interest charged is £172.60, interest rate 140.0% (variable).
At NowLoan.co.uk, we specialize in finding cheap qualified lenders who can offer car finance to people with not-so-perfect credit history, bad credit, CCJs, Arrears, Defaults, or those who’ve been declared bankrupt before. While you might be looking for guaranteed car finance, most lenders and dealerships in the UK might not give you the guarantee for the approval of your car finance since this contravenes the Financial Conduct Authority rules on responsible lending.
However, at NowLoan, we are a reputable credit broker company with special software that crawls through 40+ lenders’ profiles that we’ve partnered with to get the cheapest lender that is most likely to approve your car loan. This means that your car finance application is highly likely to be approved by one of our partners.
Sadly, as we’ve mentioned above, our lenders cannot offer you guaranteed car finance. However, based on your capacity to repay the loan, you can be sure to get a cheap lender who is most likely to say yes to your car loan.
Through our diverse network of 40+ car finance companies on our portfolio, we have helped many people access car finance despite having been turned away by other lenders due to their credit history. It is because of this high acceptance rate that we’ve become a go-to company for people with less-than-perfect credit history.
If you’ve searched for “Guaranteed Car Finance UK” and landed here, you’re in the right place, and your search might just be over. At NowLoan, we have highly intuitive software that searches through multiple lenders and matches your request with the most viable lender.
· You’ll first need to fill our online car finance application form. This will take you no more than 2 minutes.
· Once you’ve made your application, our software will run your application request against our list of qualified lenders and find the cheapest and the most viable lender who is most likely to approve your loan request.
· After that, you’ll receive a free, no-obligation quote after the lender has run a soft search on your credit history. This soft-search does not in any way affect your credit rating. The good news is, even with a not-so-perfect credit history, your loan application is most likely to be approved depending on your capability to repay the loan, among other considerations.
· Once approved, your Guaranteed Car Finance will be sent in your account within no time, subject to the lender’s requirements.
At NowLoan, we believe that nobody should be judged based on their past financial capacity. We use an innovative and empathetic approach to car financing and strive to get our customers the cheapest and most viable lenders. This versatility of our lending panel ensures that most loan applications made on our platform are approved.
However, for you to be eligible for a car finance consideration, you must be:
· A UK citizen.
· Be of 18 years of age and above
· Have some form of income, either permanent or temporary
While our partners don’t offer guaranteed car finance, we at NowLoan can get you a qualified lender that is most likely to say yes to your car finance application. We are a direct loan broker with high car finance acceptance rates.
Our approach to car finance applications is unique and goes beyond credit history checks, and instead rely on your affordability and your current financial situation. So, even if you’ve struggled in the past, you’re most likely to get a best-fit lender that will approve your car finance application, your credit history notwithstanding. Fill your details on our 2-minute online application form and get a free, no-obligation quotation for your car finance today.